ZIP 98204 Property Distress & Foreclosure Data

ZIP code 98204 in Snohomish County, Washington carries a composite property-distress score of 34/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (76/100), construction/permit lag (66/100), institutional ownership (52/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (93/100)). The latent-versus-live split is 76/100 structural and 6/100 already moving.

The peak-phase market in 98204 posted values that rose 2.8% over the year, and 7% higher over three years (phase confidence 26/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 22% bachelor's-or-above. 15.4% of residents fall below the poverty threshold. Median household income is $66,592, below the U.S. median near $78,000. Around 44% of renters are cost-burdened. Home values center near $414,000, an affordability ratio of 5.8×. The vacancy rate is 6.0%. The ZIP holds roughly 18,893 housing units. DLRadar's demographic-stress index for the area reads 43/100. Population is roughly 43,961 with a median age of 33. Owners hold 35% of homes, renters 65%.

On balance 98204 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.