ZIP 98012 Property Distress & Foreclosure Data

DLRadar grades ZIP 98012 (Snohomish County, Washington) at a moderate 34/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (93/100)). Property-level stress concentrates in structural risk (76/100), construction/permit lag (66/100), institutional ownership (52/100). On the quiet end sit mortgage stress (19/100). Structural risk reads 76/100 against active distress of 6/100.

The peak-phase market in 98012 posted values that rose 2.8% over the year, and 9% higher over three years, at 26/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 28,674 housing units across 98012. Home values center near $876,600, an affordability ratio of 5.7×. Rent burden reaches 39% of tenant households. Educational attainment sits at 56% bachelor's-or-above. Owners hold 67% of homes, renters 33%. Median household income is $141,653, above the U.S. median near $78,000. Population is roughly 76,123 with a median age of 36. 4.8% of residents fall below the poverty threshold. Vacancy runs 3.4%. DLRadar's demographic-stress index for the area reads 33/100.

On balance 98012 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.