ZIP 98201 Foreclosure, Tax-Lien & Distress Report

Snohomish County, Washington's ZIP 98201 registers 34/100 composite distress, which DLRadar reads as moderate. Structurally it carries 76/100, against 6/100 of stress already in motion. Its standout signals are structural risk (76/100), construction/permit lag (58/100), institutional ownership (57/100). By contrast, mortgage stress (19/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (98/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (68/100).

The market reads peak — home values held roughly flat year on year, and 9% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

31,212 residents call 98201 home, typically aged 40. 16.3% of residents fall below the poverty threshold. Home values center near $499,800, an affordability ratio of 6.5×. The ZIP holds roughly 15,617 housing units. Owners hold 47% of homes, renters 53%. About 29% have a four-year degree. At $73,822, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 43/100. The vacancy rate is 10.2%. Around 42% of renters are cost-burdened.

On balance 98201 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 98201 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 98201 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 34/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 98201, the field stays empty rather than modeled, and fills in as new documents post.

98201's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 98201 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.