ZIP 98203 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 98203 (Snohomish County, Washington) returns a moderate composite of 34/100. Structurally it carries 75/100, against 6/100 of stress already in motion. What sets it apart are the readings on structural risk (75/100), institutional ownership (59/100), construction/permit lag (52/100). By contrast, mortgage stress (19/100) register low. Environmental exposure also runs high (climate & FEMA risk (98/100), flood (NFIP) exposure (93/100), FEMA disaster exposure (71/100)).

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 9% higher over three years, at 16/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 14,851 housing units. Rent burden reaches 49% of tenant households. Population is roughly 35,356 with a median age of 40. 8.6% of residents fall below the poverty threshold. 67% of housing is owner-occupied. At $101,505, median income runs above typical U.S. levels. Vacancy runs 7.1%. About 34% have a four-year degree. The typical home is worth about $608,600 (5.7× income). The demographic-stress sub-score lands at 37/100.

On balance 98203 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 98203 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 98203 runs hot or quiet, its 34/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98203 can be compared directly against any other ZIP in Snohomish County, Washington or nationwide. 98203 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 98203 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. For an operator, 98203 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.