ZIP 98251 Property Distress & Foreclosure Data

DLRadar grades ZIP 98251 (Snohomish County, Washington) at a moderate 34/100 for overall property distress. Property-level stress concentrates in structural risk (76/100), construction/permit lag (66/100), institutional ownership (52/100). By contrast, mortgage stress (19/100) register low. The latent-versus-live split is 76/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (93/100).

The market reads peak — home values rose 2.8% year on year, and 3% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

At $78,512, median income runs near typical U.S. levels. The poverty rate is 11.0%. The demographic-stress sub-score lands at 40/100. Around 64% of renters are cost-burdened. Around 16% of adults hold a bachelor's degree or higher. The ZIP holds roughly 2,340 housing units. About 4,782 people live here, median age 40. 85% of housing is owner-occupied. The vacancy rate is 16.1% — elevated. The typical home is worth about $448,900 (5.3× income).

Net-net, 98251 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

34/100
Composite stress
76/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 98251

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk98
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

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