Jefferson County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, WA distress report, 2026: 9 ZIPs scored in Jefferson, WA, Jefferson, WA average 22/100; the top Jefferson, WA ZIP is 98382 at 24/100; Jefferson, WA market phase peak, Jefferson, WA prices +0.4% year over year.
- Jefferson, WA ranks #1,259 nationally (opportunity index); Jefferson, WA #16 in Washington; Jefferson, WA index 30.3.
- Jefferson, WA: no CFPB county sample; Jefferson, WA non-metro area reading 0.3%.
- Jefferson, WA ZIP phases: 9 peak.
- Jefferson, WA residential listings tracked: 19 across 8 ZIPs; Jefferson, WA candidate listings 6.
- Jefferson, WA HUD assisted properties: 1 with 15 units.
- Jefferson, WA lenders on watch: 4; largest Jefferson, WA footprint 1st Security Bank Of Wa (2 branches).
- Jefferson, WA most distressed ZIP: 98382 at 24/100.
Jefferson, WA figures: DLRadar distress index; Jefferson, WA inputs: CFPB, FHFA, HUD, FDIC; Jefferson, WA rebuilt as sources refresh.
| Rank | Jefferson, WA ZIP | Score |
|---|---|---|
| 1 | 98382 | 24/100 |
| 2 | 98331 | 23/100 |
| 3 | 98320 | 22/100 |
| 4 | 98325 | 22/100 |
| 5 | 98339 | 22/100 |
| 6 | 98358 | 22/100 |
| 7 | 98365 | 22/100 |
| 8 | 98368 | 22/100 |
| 9 | 98376 | 22/100 |
Most distressed Jefferson, WA ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, WA
No CFPB county sample covers Jefferson, WA; the non-metro area reading for Jefferson, WA: 0.3% ninety-plus; Jefferson, WA area thirty-to-eighty-nine 1.6% (December 2025, Jefferson, WA); Washington overall 0.6%.
Opportunity index: Jefferson, WA
Jefferson, WA index 30.3, Jefferson, WA phase early_signal; Jefferson, WA primary driver vacancy, Jefferson, WA second driver bank institutional. Jefferson, WA components: property stress 24.4, foreclosure pressure 26.5, listing discounts 25.5, bank stress 61.5, insurance 0.0; Jefferson, WA pulse 35.3; Jefferson, WA capital opportunity 22.8; Jefferson, WA seven-day change -0.3%.
ZIP market phases inside Jefferson, WA
9 Jefferson, WA ZIPs carry a price-cycle phase; Jefferson, WA ZIPs by phase (Jefferson, WA), deepest drawdown first: peak, +0.4% YoY (Jefferson, WA): 98320, 98325, 98331, 98339, Jefferson, WA 98358, 98365, 98368, 98376, Jefferson, WA 98382.
Residential listings by Jefferson, WA ZIP
Jefferson, WA ZIPs with the most tracked Jefferson, WA residential listings: 98365 6 listings, 1 candidates, bank pressure 69; 98368 5 listings, 1 candidates, bank pressure 69; 98320 4 listings, 2 candidates, bank pressure 69; 98331 3 listings, 1 candidates, bank pressure 68 (Jefferson, WA); 98376 1 listings, 1 candidates, bank pressure 69; 98325 0 listings, 0 candidates, bank pressure 69; 98339 0 listings, 0 candidates, bank pressure 69; 98358 0 listings, 0 candidates, bank pressure 69. Jefferson, WA totals: 19 listings; Jefferson, WA candidates 6; active ZIPs 0.
HUD assisted housing in Jefferson, WA
1 assisted properties with 15 units sit in Jefferson, WA; largest Jefferson, WA properties: South Seven Senior Housing (Port Hadlock) 15 units, 15 assisted.
Lenders with branches in Jefferson, WA
Jefferson, WA lenders by branch count: 1st Security Bank Of Wa (Jefferson, WA): stress 64, 2 branches low in Jefferson, WA; Heritage Bank (Jefferson, WA): stress 58, 2 branches low in Jefferson, WA; First Fed Bank (Jefferson, WA): stress 92, 1 branch low in Jefferson, WA; Sound Community Bank (Jefferson, WA): stress 70, 1 branch low in Jefferson, WA.
Vacancy and permits, Jefferson, WA
3,194 of 19,534 Jefferson, WA housing units are vacant; Jefferson, WA permits, twelve months: 3 multifamily units in Jefferson, WA, 189 one-to-four unit units.
Work Jefferson, WA at the parcel level
Every Jefferson, WA parcel carries owner and address; every Jefferson, WA parcel carries APN; Jefferson, WA distress scores sit on the Jefferson, WA live board.
Jefferson, WA figures refresh with each source.
Jefferson, WA questions
Most distressed ZIP code in Jefferson County, WA?
ZIP 98382 leads Jefferson, WA at 24/100; next in Jefferson, WA: 98331 at 23/100; the Jefferson, WA average is 22/100.
Where does Jefferson County, WA rank for investment opportunity?
Jefferson, WA is #1,259 among all ranked counties, #16 in Washington; the Jefferson, WA driver is vacancy; Jefferson, WA moved down 260 places.
How many mortgages are delinquent in Jefferson County, WA?
Jefferson, WA takes the non-metro area reading of 0.3% for December 2025; no CFPB county sample covers Jefferson, WA.
Which banks lend in Jefferson County, WA?
4 watched lenders hold Jefferson, WA branches; the largest Jefferson, WA footprints are 1st Security Bank Of Wa (2), Heritage Bank (2), First Fed Bank (1).
More on Jefferson, WA
Jefferson County, WA distress report: public-record figures for Jefferson, WA; not legal advice for Jefferson, WA; not tax or investment advice; verify every Jefferson, WA record before acting.