Jefferson County, WA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Washington? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 24/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 98382 at 24/100.
- 9 ZIP codes tracked in Jefferson County, averaging 21/100 distress.
- Jefferson County reads peak — home values up 0.4% year over year.
- Vacancy runs 20.9% across Jefferson County's tracked ZIPs, with a 13% poverty rate.
- The typical Jefferson County home is worth about $466,056 against a ~$69,914 median income.
- Lending headwind in Jefferson County sits at 72/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 98382 | 24/100 |
| 2 | 98331 | 22/100 |
| 3 | 98320 | 21/100 |
| 4 | 98325 | 21/100 |
| 5 | 98339 | 21/100 |
| 6 | 98358 | 21/100 |
| 7 | 98365 | 21/100 |
| 8 | 98368 | 21/100 |
| 9 | 98376 | 21/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
DLRadar builds Jefferson County's distress picture only from records anyone can pull; its ZIPs average 21/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Jefferson County market phase and pricing
DLRadar places Jefferson County in peak; prices moved up 0.4% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Jefferson County
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Frequently asked
Which Jefferson County ZIP scores worst for distress?
ZIP 98382 leads Jefferson County at 24/100, recomputed monthly from public records.
Where is Jefferson County in the housing cycle?
Jefferson County currently sits in peak, with values up 0.4% year on year, based on FHFA price-index trajectory.
What are the sources behind these Jefferson County numbers?
Each Jefferson County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 9 local ZIPs and every other county in the country.
How much do distress scores vary between Jefferson County ZIP codes?
Averaging the county conceals how uneven it is. Across the Jefferson County ZIPs DLRadar ranks, scores run from 24/100 in 98382 down to 21/100 in 98376, against a Jefferson County average of 21/100. With 3 points between best and worst, county-level targeting in Jefferson County wastes effort.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $466,056 of value against a median household income near $69,914. Vacancy across Jefferson County's tracked ZIPs runs 20.9% and the poverty rate is 13%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Jefferson County's foreclosure and tax-lien record and its 72/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.