ZIP 98332 Foreclosure, Tax-Lien & Distress Report

ZIP code 98332 in Pierce County, Washington carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (68/100). Latent structural risk is 65/100 while live distress already moving reads 6/100. What sets it apart are the readings on structural risk (65/100), institutional ownership (57/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (16/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 11% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $122,827, above the U.S. median near $78,000. The poverty rate is 5.1% — low. On demographic stress specifically, 98332 scores 31/100. Vacancy runs 3.5%. There are about 7,864 housing units across 98332. Educational attainment sits at 52% bachelor's-or-above. Rent burden reaches 41% of tenant households. Population is roughly 19,784 with a median age of 48. Owners hold 82% of homes, renters 18%. A median home runs $748,200 here, or 5.6 times local income.

Overall, 98332 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 98332 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 98332, the field stays empty rather than modeled, and fills in as new documents post.

The 30/100 for 98332 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 98332 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.