ZIP 98332 Foreclosure, Tax-Lien & Distress Report

ZIP code 98332 in Pierce County, Washington carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100). Latent structural risk is 62/100 while live distress already moving reads 6/100. What sets it apart are the readings on structural risk (62/100), institutional ownership (59/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) register low.

Prices here sit in a peak phase: values held roughly flat over the trailing year, and 11% higher over three years (phase confidence 16/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $122,827, above the U.S. median near $78,000. The poverty rate is 5.1% — low. On demographic stress specifically, 98332 scores 31/100. Vacancy runs 3.5%. There are about 7,864 housing units across 98332. Educational attainment sits at 52% bachelor's-or-above. Rent burden reaches 41% of tenant households. Population is roughly 19,784 with a median age of 48. Owners hold 82% of homes, renters 18%. A median home runs $748,200 here, or 5.6 times local income.

Overall, 98332 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 98332 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 98332, the field stays empty rather than modeled, and fills in as new documents post.

The 29/100 for 98332 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 98332 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.