ZIP 98503 Property Distress & Foreclosure Data

DLRadar grades ZIP 98503 (Thurston County, Washington) at a low 23/100 for overall property distress. Property-level stress concentrates in structural risk (48/100), institutional ownership (38/100), mortgage stress (14/100). By contrast, mortgage stress (14/100) and construction/permit lag (9/100) register low. On the structural side it scores 48/100, with 4/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (95/100).

The market reads neutral — home values rose 4.5% year on year, and 7% higher over three years (phase confidence 27/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $87,515, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 34/100. The poverty rate is 9.8%. 59% of housing is owner-occupied. Around 43% of renters are cost-burdened. Around 31% of adults hold a bachelor's degree or higher. The ZIP holds roughly 18,387 housing units. The vacancy rate is 4.2%. The typical home is worth about $438,100 (4.7× income). About 42,189 people live here, median age 41.

Overall 98503 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.