ZIP 98501 Foreclosure, Tax-Lien & Distress Report

ZIP code 98501 in Thurston County, Washington carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (48/100), institutional ownership (38/100), mortgage stress (14/100). On the quiet end sit mortgage stress (14/100) and construction/permit lag (9/100). The latent-versus-live split is 48/100 structural and 4/100 already moving. Environmental exposure also runs high (climate & FEMA risk (95/100)).

The neutral-phase market in 98501 posted values that rose 4.5% over the year, and 11% higher over three years (phase confidence 27/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

DLRadar's demographic-stress index for the area reads 33/100. 7.9% of residents fall below the poverty threshold. The ZIP holds roughly 20,717 housing units. Around 41% of renters are cost-burdened. Home values center near $529,300, an affordability ratio of 5.1×. Population is roughly 46,937 with a median age of 40. Educational attainment sits at 48% bachelor's-or-above. Owners hold 61% of homes, renters 39%. Median household income is $95,695, above the U.S. median near $78,000. The vacancy rate is 4.4%.

Broadly, 98501 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.