Thurston County, WA: Foreclosures, Tax Liens & Distressed Properties

Thurston County, WA, Washington: 16 ZIP codes scored, Thurston County, WA averaging 26/100 (low, Thurston, WA), from 25 to 33. Thurston County, WA is in its peak phase (Thurston, WA confidence 20/100): Thurston, WA home prices up 2.1% (Thurston, WA) over twelve months. Thurston County, WA lender headwind: 50/100.

Highest-scoring Thurston County, WA ZIPs: 98568 (33/100), 98531 (31/100), 98579 (28/100), 98502 (26/100), 98501 (25/100), 98503 (25/100). Also scored in Thurston County, WA: 98505, 98506, 98512, 98513, 98516, 98530, 98556, 98576, 98589, 98597.

Across Thurston County, WA's scored ZIPs: median home value $457,993, household income $91,137, 5.7% vacancy, 12.2% poverty, 73% owner-occupied, median age 39.3.

Thurston County, WA insurance distress 49/100 (#1,127 in the US); FEMA hazard 68/100 for Thurston, WA; 4 federal disaster declarations in Thurston County, WA since 2023 (4 flood); 2 Thurston, WA NFIP flood claims; Thurston, WA construction distress 27/100.

15 banks with 47 branches lend in Thurston County, WA; Thurston, WA weighted bank stress 65/100, highest 78/100 in Thurston, WA.

Thurston County, WA unemployment 4.3% (Thurston, WA -0.7 pts, six months); 1,752 new housing units permitted in Thurston County, WA over twelve months, Thurston, WA up 23% from 1,421; Thurston, WA home prices +7.9% a year (Thurston, WA) over three years.

125,163 housing units in Thurston County, WA; 37,780 Thurston, WA renter households; 52% of Thurston, WA renters spend 30%+ of income on rent, 26% (Thurston, WA) half or more.

Thurston County, WA ranks #2,586 nationally on the opportunity index (Thurston, WA, among all ranked counties); Thurston, WA scores 25.5/100 and Thurston, WA sits #33 inside Washington. Thurston, WA is in the weak opportunity phase; Thurston, WA's primary driver is bank institutional, Thurston, WA second driver listings discount; Thurston, WA moved up 269 places. 85 short-sale listings across Thurston, WA; 95 days on market observed in Thurston, WA; 4.9% vacancy over 16 Thurston, WA ZIPs.

0.6% of Thurston County, WA mortgages were ninety-plus days late in December 2025; Thurston, WA's thirty-to-eighty-nine-day share was 1.4% (CFPB county sample). Thurston, WA's ninety-day rate is up 0.1 points on twelve months earlier; the Thurston, WA peak since 2008 was 4.0% in April 2012; Washington overall reads 0.6%.

Thurston County, WA has 7 watched banks; 7 Thurston, WA banks sit in an elevated band. Thurston, WA footprints: Olympia Fs&La (7 branches, stress 78) in Thurston, WA; Timberland Bank (6 branches, stress 50) in Thurston, WA; Heritage Bank (4 branches, stress 58) in Thurston, WA.

HUD lists 12 assisted multifamily properties in Thurston County, WA with 1,073 units; 129 Thurston, WA units are assisted, 1 Thurston, WA properties under project-based Section 8.

6,264 of the 125,163 housing units in Thurston, WA sit vacant. Thurston County, WA permitted 954 multifamily units in twelve months; Thurston, WA's one-to-four unit structures added 798 units in Thurston County, WA.