ZIP 98597 Property Distress & Foreclosure Data

ZIP code 98597 in Thurston County, Washington carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (95/100)). What sets it apart are the readings on structural risk (48/100), institutional ownership (38/100), mortgage stress (14/100). On the quiet end sit mortgage stress (14/100) and construction/permit lag (9/100). Structural exposure scores 48 and live distress 4 on the 0–100 scale.

The neutral-phase market in 98597 posted values that rose 4.5% over the year, and 11% higher over three years, at 27/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $447,600, an affordability ratio of 4.6×. Educational attainment sits at 23% bachelor's-or-above. Population is roughly 26,431 with a median age of 36. There are about 10,384 housing units across 98597. Vacancy runs 6.2%. 7.9% of residents fall below the poverty threshold. Median household income is $92,120, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 31/100. Owners hold 80% of homes, renters 20%. Rent burden reaches 29% of tenant households.

Broadly, 98597 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.