ZIP 98408 Foreclosure, Tax-Lien & Distress Report
Pierce County, Washington · Distress market
ZIP code 98408 in Pierce County, Washington carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic distress index. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (68/100)). Latent structural risk is 65/100 while live distress already moving reads 6/100. Leading the profile are structural risk (65/100), institutional ownership (57/100), mortgage stress (19/100). On the quiet end sit mortgage stress (19/100) and construction/permit lag (16/100).
The peak-phase market in 98408 posted values that held roughly flat over the year, and 5% higher over three years, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $78,855 — near the roughly $78,000 national figure. The tenure split is 67% owner-occupied to 33% rented. The ZIP holds roughly 8,459 housing units. Rent burden reaches 49% of tenant households. About 20,469 people live here, median age 39. About 25% have a four-year degree. On demographic stress specifically, 98408 scores 36/100. A median home runs $410,500 here, or 4.8 times local income. Roughly 9.8% live below the poverty line. Vacancy runs 4.0%.
Net-net, 98408 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 98408's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 98408, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 98408 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. The point of the 98408 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 98408
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 98408 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 98408, drawn from the same report attached to each property.
Nearby ZIPs in Pierce County
Nearest ZIP codes to 98408
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Pierce County, Washington — ZIP, county and statewide.
Unlock the full ZIP 98408 acquisition report
The full 98408 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology