ZIP 98499 Property Distress & Foreclosure Data

In Pierce County, Washington, ZIP 98499 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). On the structural side it scores 67/100, with 6/100 of stress already active. Its standout signals are structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 8% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 35% owner-occupied to 65% rented. 33,694 residents call 98499 home, typically aged 34. Roughly 16.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 41% of renters are cost-burdened. Households earn a median $65,000 — below the roughly $78,000 national figure. About 19% have a four-year degree. The ZIP holds roughly 14,860 housing units. On demographic stress specifically, 98499 scores 42/100. The vacancy rate is 5.5%. A median home runs $408,500 here, or 5.7 times local income.

Overall, 98499 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.