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ZIP 98439 Foreclosure, Tax-Lien & Distress Report

Pierce County, Washington · Distress market

In Pierce County, Washington, ZIP 98439 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (92/100), FEMA disaster exposure (71/100)). The split runs 62/100 structural to 0/100 active on the ground. Leading the profile are structural risk (62/100), institutional ownership (59/100).

The peak-phase market in 98439 posted values that held roughly flat over the year, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 14% have a four-year degree. Roughly 13.2% live below the poverty line. Rent burden reaches 63% of tenant households. DLRadar's demographic-stress index for the area reads 45/100. The ZIP holds roughly 2,416 housing units. Owners hold 8% of homes, renters 92%. 5,389 residents call 98439 home, typically aged 25. The vacancy rate is 10.0%. Median household income is $47,056, below the U.S. median near $78,000.

On balance 98439 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 98439's 29/100 can be lined up against any neighbor in Pierce County, Washington or any ZIP coast to coast. 98439 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 98439 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. In workflow terms, 98439 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

29/100
Composite stress
62/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 98439

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk99
9 further distress layers are graded for 98439

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

Snapshot: 98439 by the numbers

98439 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Rules-based scoring — each signal ties to a public dataset · methodology

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