ZIP 98446 Foreclosure, Tax-Lien & Distress Report
Pierce County, Washington · Distress market
Composite property distress in 98446 (Pierce County, Washington) lands at 31/100 — moderate on DLRadar's distress scoring. The pressure is most legible in structural risk (67/100), institutional ownership (58/100), mortgage stress (19/100). mortgage stress (19/100) and construction/permit lag (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (99/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (78/100). On the structural side it scores 67/100, with 6/100 of stress already active.
The peak-phase market in 98446 posted values that held roughly flat over the year, and 9% higher over three years (phase confidence 16/100). Topping markets hide individual distress behind strong averages.
Rent burden reaches 27% of tenant households. The ZIP holds roughly 5,579 housing units. Median household income is $101,130, above the U.S. median near $78,000. About 14,241 people live here, median age 37. About 21% have a four-year degree. On demographic stress specifically, 98446 scores 32/100. Home values center near $487,500, an affordability ratio of 4.5×. The tenure split is 70% owner-occupied to 30% rented. The poverty rate is 6.1% — low. Vacancy runs 6.7%.
Net-net, 98446 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 98446 at the moment; the composite and its components are still built from verifiable records.
The 98446 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 98446 stays directly comparable to neighboring ZIPs and the rest of Pierce County, Washington. Sparse data for 98446 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 98446's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 98446 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 98446’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 98446 by the numbers
Current distress, phase, housing and lender-pressure figures for 98446, drawn from the same report attached to each property.
More ZIPs across Pierce County
Nearest ZIP codes to 98446
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 98446
Further distress data across Pierce County, Washington at ZIP, county and state level.
See every distressed parcel in 98446
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Each signal above is traceable to an open dataset · methodology