ZIP 98446 Property Distress & Foreclosure Data

Composite property distress in 98446 (Pierce County, Washington) lands at 31/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (67/100), institutional ownership (52/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (19/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), flood (NFIP) exposure (92/100). The latent-versus-live split is 67/100 structural and 6/100 already moving.

The market reads peak — home values rose 2.8% year on year, and 9% higher over three years (phase confidence 26/100). Topping markets hide individual distress behind strong averages.

Around 27% of renters are cost-burdened. The ZIP holds roughly 5,579 housing units. At $101,130, median income runs above typical U.S. levels. About 14,241 people live here, median age 37. Around 21% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 32/100. The typical home is worth about $487,500 (4.5× income). 70% of housing is owner-occupied. The poverty rate is 6.1% — low. The vacancy rate is 6.7%.

Net-net, 98446 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.