ZIP 98404 Foreclosure, Tax-Lien & Distress Report
Pierce County, Washington · Distress market
Pierce County, Washington's ZIP 98404 registers 31/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (climate & FEMA risk (99/100), flood (NFIP) exposure (91/100), FEMA disaster exposure (78/100)). Latent structural risk is 67/100 while live distress already moving reads 6/100. Leading the profile are structural risk (67/100), institutional ownership (58/100), mortgage stress (19/100). By contrast, mortgage stress (19/100) and construction/permit lag (16/100) register low.
The market reads peak — home values held roughly flat year on year, and 7% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
Households earn a median $79,562 — near the roughly $78,000 national figure. About 21% have a four-year degree. Around 52% of renters are cost-burdened. A median home runs $413,900 here, or 4.9 times local income. 35,829 residents call 98404 home, typically aged 35. Owners hold 68% of homes, renters 32%. The poverty rate is 16.0%. The demographic-stress sub-score lands at 38/100. Vacancy runs 4.1%. There are about 12,967 housing units across 98404.
Overall, 98404 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 98404 at the moment; the composite and its components are still built from verifiable records.
The 98404 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 98404 stays directly comparable to neighboring ZIPs and the rest of Pierce County, Washington. The score is rebuilt from public data as it updates, so 98404 reflects the current record instead of a stale or modeled snapshot.
Each component behind 98404 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. For a buyer, 98404 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 98404
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 98404 by the numbers
A live read on 98404: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Adjacent Pierce County ZIP reports
Nearest ZIP codes to 98404
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Pierce County, Washington
Further distress data across Pierce County, Washington at ZIP, county and state level.
The complete 98404 distress and acquisition report
Every distressed parcel in 98404 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology