ZIP 98224 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 98224 (King County, Washington) at a moderate 30/100 for overall property distress. What sets it apart are the readings on structural risk (66/100), institutional ownership (60/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (9/100) stay muted. Latent structural risk is 66/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (100/100), flood (NFIP) exposure (95/100), FEMA disaster exposure (74/100).

The peak-phase market in 98224 posted values that held roughly flat over the year, at 16/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 224 housing units. The demographic-stress sub-score lands at 37/100. At $86,477, median income runs near typical U.S. levels. Vacancy runs 62.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 0% of tenant households. 96% of housing is owner-occupied. About 30% have a four-year degree. Home values center near $687,500, an affordability ratio of 7.0×. 12.0% of residents fall below the poverty threshold. Population is roughly 192 with a median age of 58.

Taken together, 98224 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 98224 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 98224 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 98224, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 30/100 figure for 98224 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 98224 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.