ZIP 98290 Foreclosure, Tax-Lien & Distress Report

Snohomish County, Washington's ZIP 98290 registers 34/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: climate & FEMA risk (98/100), flood (NFIP) exposure (94/100), FEMA disaster exposure (68/100). Its heaviest discrete signals: structural risk (76/100), construction/permit lag (58/100), institutional ownership (57/100). On the quiet end sit mortgage stress (19/100). The split runs 76/100 structural to 6/100 active on the ground.

The peak-phase market in 98290 posted values that held roughly flat over the year, and 10% higher over three years (phase confidence 16/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 15,384 housing units. Home values center near $784,200, an affordability ratio of 5.5×. On demographic stress specifically, 98290 scores 32/100. Educational attainment sits at 38% bachelor's-or-above. The vacancy rate is 5.4%. Around 33% of renters are cost-burdened. Population is roughly 39,732 with a median age of 42. Roughly 5.0% live below the poverty line, a low share typical of higher-equity areas. 81% of housing is owner-occupied. Households earn a median $129,656 — above the roughly $78,000 national figure.

On balance 98290 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 98290 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 98290 runs through one identical scoring model, so its 34/100 sits on the same scale as every other ZIP in Snohomish County, Washington and the nation. Every figure is auditable to a public dataset and refreshed as records update; 98290 shows blanks, not estimates, wherever the record is sparse.

Each component behind 98290 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 34/100 roll-up. For an operator, 98290 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.