ZIP 98802 Foreclosure, Tax-Lien & Distress Report

ZIP code 98802 in Douglas County, Washington carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (22/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (72/100). The split runs 22/100 structural to 1/100 active on the ground.

The market reads contraction — home values fell 2.6% year on year, 2.6% off the recent peak, and 12% higher over three years, at 65/100 phase confidence. A cooling market tends to open discount-to-value windows.

At $88,228, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 33/100. Rent burden reaches 32% of tenant households. About 24% have a four-year degree. The poverty rate is 6.0% — low. The vacancy rate is 7.5%. The tenure split is 70% owner-occupied to 30% rented. Population is roughly 32,170 with a median age of 39. The ZIP holds roughly 12,756 housing units. A median home runs $450,300 here, or 4.9 times local income.

Net-net, 98802 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 98802 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 98802's 11/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 98802, the field stays empty rather than modeled, and fills in as new documents post.

The 11/100 figure for 98802 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 98802 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.