ZIP 98845 Property Distress & Foreclosure Data

In Douglas County, Washington, ZIP 98845 scores 15 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (72/100). Its standout signals are construction/permit lag (39/100), structural risk (32/100), mortgage stress (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Structural risk reads 32/100 against active distress of 1/100.

The market reads neutral — home values rose 4.4% year on year, 2.2% off the recent peak, at 35/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 163 people live here, median age 51. The typical home is worth about $300,000 (4.6× income). The demographic-stress sub-score lands at 30/100. Around 13% of adults hold a bachelor's degree or higher. Vacancy runs 1.4%. At $53,182, median income runs below typical U.S. levels. 60% of housing is owner-occupied. There are about 54 housing units across 98845. The poverty rate is 8.6%. Rent burden reaches 11% of tenant households.

Net-net, 98845 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

15/100
Composite stress
32/100
Structural risk
1/100
Distress activity

Distress signal breakdown — ZIP 98845

Foreclosure activity0
Mortgage stress3
Climate / FEMA risk72
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Douglas County

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Deterministic. Every signal traces to a public dataset · methodology