ZIP 98845 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 98845 (Douglas County, Washington) at a minimal 11/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (72/100). Leading the profile are structural risk (22/100), mortgage stress (3/100), institutional ownership (3/100). By contrast, mortgage stress (3/100) and institutional ownership (3/100) register low. Latent structural risk is 22/100 while live distress already moving reads 1/100.

The market reads contraction — home values fell 2.6% year on year, 2.6% off the recent peak, at 65/100 phase confidence. A cooling market tends to open discount-to-value windows.

Population is roughly 163 with a median age of 51. A median home runs $300,000 here, or 4.6 times local income. On demographic stress specifically, 98845 scores 30/100. Educational attainment sits at 13% bachelor's-or-above. Vacancy runs 1.4%. At $53,182, median income runs below typical U.S. levels. Owners hold 60% of homes, renters 40%. The ZIP holds roughly 54 housing units. Roughly 8.6% live below the poverty line. Rent burden reaches 11% of tenant households.

On the whole, 98845 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 98845 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 98845 runs hot or quiet, its 11/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 98845 can be compared directly against any other ZIP in Douglas County, Washington or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 98845 shows blanks, not estimates, wherever the record is sparse.

98845's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 98845 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.