ZIP 98812 Property Distress & Foreclosure Data

ZIP code 98812 in Okanogan County, Washington carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 49/100 against active distress of 4/100. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). What sets it apart are the readings on construction/permit lag (54/100), structural risk (49/100), institutional ownership (27/100). By contrast, institutional ownership (27/100) and mortgage stress (13/100) register low.

The market reads peak — home values rose 3.4% year on year, and 32% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 13.8%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 42/100. About 5,188 people live here, median age 32. There are about 1,841 housing units across 98812. 53% of housing is owner-occupied. At $60,146, median income runs below typical U.S. levels. The typical home is worth about $354,500 (5.0× income). The poverty rate is 22.7% — high, a tax-stress and distress correlate. Around 13% of adults hold a bachelor's degree or higher. Rent burden reaches 45% of tenant households.

Net-net, 98812 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.