ZIP 98827 Foreclosure, Tax-Lien & Distress Report

ZIP code 98827 in Okanogan County, Washington carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 57/100 against active distress of 0/100. Leading the profile are structural risk (57/100), institutional ownership (50/100), construction/permit lag (44/100). Climate and flood risk are elevated too — FEMA disaster exposure (93/100), climate & FEMA risk (87/100).

The market reads peak — home values rose 1.2% year on year, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

Households earn a median $46,544 — below the roughly $78,000 national figure. The tenure split is 38% owner-occupied to 62% rented. Vacancy runs 35.0%, above the national norm and a classic distress-and-opportunity signal. There are about 276 housing units across 98827. The poverty rate is 0.0% — low. Rent burden reaches 51% of tenant households. The demographic-stress sub-score lands at 35/100. About 353 people live here, median age 45. Around 27% of adults hold a bachelor's degree or higher.

Net-net, 98827 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 98827 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 98827's 27/100 can be lined up against any neighbor in Okanogan County, Washington or any ZIP coast to coast. Sparse data for 98827 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 98827's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 98827 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.