ZIP 98855 Property Distress & Foreclosure Data

DLRadar grades ZIP 98855 (Okanogan County, Washington) at a low 26/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (64/100)). On the structural side it scores 54/100, with 5/100 of stress already active. Property-level stress concentrates in construction/permit lag (60/100), structural risk (54/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (16/100).

The peak-phase market in 98855 posted values that rose 3.1% over the year, and 21% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

17.9% of residents fall below the poverty threshold. Educational attainment sits at 23% bachelor's-or-above. Median household income is $51,063, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 34/100. Population is roughly 5,615 with a median age of 45. Owners hold 71% of homes, renters 29%. Around 26% of renters are cost-burdened. The vacancy rate is 23.9% — elevated. Home values center near $257,800, an affordability ratio of 4.5×. The ZIP holds roughly 2,963 housing units.

On the whole, 98855 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.