ZIP 98855 Foreclosure, Tax-Lien & Distress Report
Okanogan County, Washington · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 98855 in Okanogan County, Washington comes in at 27, a low composite-distress reading. It additionally carries heavy environmental risk: FEMA disaster exposure (93/100), climate & FEMA risk (87/100). On the structural side it scores 57/100, with 5/100 of stress already active. Leading the profile are structural risk (57/100), institutional ownership (50/100), construction/permit lag (44/100). By contrast, mortgage stress (16/100) register low.
The market reads peak — home values rose 1.2% year on year, and 21% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 23% have a four-year degree. Households earn a median $51,063 — below the roughly $78,000 national figure. On demographic stress specifically, 98855 scores 34/100. Population is roughly 5,615 with a median age of 45. 71% of housing is owner-occupied. Around 26% of renters are cost-burdened. The vacancy rate is 23.9% — elevated. A median home runs $257,800 here, or 4.5 times local income. There are about 2,963 housing units across 98855.
On the whole, 98855 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 98855 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 98855's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 98855 shows blanks, not estimates, wherever the record is sparse.
Behind 98855's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 98855 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 98855
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 98855 distress snapshot
The live 98855 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Okanogan County ZIP codes
Explore related distress reports
Further distress data across Okanogan County, Washington at ZIP, county and state level.
The complete 98855 distress and acquisition report
Open 98855 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology