ZIP 98856 Foreclosure, Tax-Lien & Distress Report

Okanogan County, Washington's ZIP 98856 registers 27/100 composite distress, which DLRadar reads as low. The split runs 56/100 structural to 5/100 active on the ground. The sharpest non-environmental signals are structural risk (56/100), construction/permit lag (48/100), institutional ownership (47/100). mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (87/100).

The peak-phase market in 98856 posted values that rose 1.2% over the year, and 19% higher over three years, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 1,646 housing units. At $47,000, median income runs below typical U.S. levels. 74% of housing is owner-occupied. Rent burden reaches 41% of tenant households. The vacancy rate is 23.8% — elevated. About 42% have a four-year degree. A median home runs $484,600 here, or 8.5 times local income. On demographic stress specifically, 98856 scores 45/100. About 2,654 people live here, median age 45. 9.0% of residents fall below the poverty threshold.

On the whole, 98856 leans distressed, with opportunity clustered in specific stressed parcels. 98856 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 98856 read uses the identical scoring model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 98856 stays directly comparable to neighboring ZIPs and the rest of Okanogan County, Washington. Sparse data for 98856 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 98856's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 98856 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.