ZIP 98856 Property Distress & Foreclosure Data

Composite property distress in 98856 (Okanogan County, Washington) lands at 26/100 — low on DLRadar's public-record scoring. Structural risk reads 54/100 against active distress of 5/100. The sharpest non-environmental signals are construction/permit lag (60/100), structural risk (54/100), institutional ownership (35/100). institutional ownership (35/100) and mortgage stress (16/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (64/100).

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 19% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,646 housing units across 98856. Households earn a median $47,000 — below the roughly $78,000 national figure. The tenure split is 74% owner-occupied to 26% rented. Rent burden reaches 41% of tenant households. Vacancy runs 23.8%, above the national norm and a classic distress-and-opportunity signal. About 42% have a four-year degree. A median home runs $484,600 here, or 8.5 times local income. On demographic stress specifically, 98856 scores 45/100. 2,654 residents call 98856 home, typically aged 45. Roughly 9.0% live below the poverty line.

Taken together, 98856 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.