ZIP 98819 Foreclosure, Tax-Lien & Distress Report
Okanogan County, Washington · High Vacancy market
On DLRadar's 0-100 distress scale, ZIP 98819 in Okanogan County, Washington comes in at 27, a low composite-distress reading. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (87/100). The split runs 56/100 structural to 5/100 active on the ground. Leading the profile are structural risk (56/100), construction/permit lag (48/100), institutional ownership (47/100). By contrast, mortgage stress (16/100) register low.
The market reads peak — home values rose 1.2% year on year, at 20/100 phase confidence. Topping markets hide individual distress behind strong averages.
Roughly 29.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 98819 scores 51/100. Around 78% of renters are cost-burdened. A median home runs $219,400 here, or 5.6 times local income. At $38,295, median income runs below typical U.S. levels. The tenure split is 78% owner-occupied to 22% rented. Population is roughly 208 with a median age of 61. The vacancy rate is 54.0% — elevated. About 16% have a four-year degree. There are about 209 housing units across 98819.
Net-net, 98819 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 98819 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 98819 runs through one identical scoring model, so its 27/100 sits on the same scale as every other ZIP in Okanogan County, Washington and the nation. The score is rebuilt from public data as it updates, so 98819 reflects the current record instead of a stale or modeled snapshot.
The 27/100 figure for 98819 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 98819 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 98819 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 98819 distress snapshot
Current distress, phase, housing and lender-pressure figures for 98819, drawn from the same report attached to each property.
Adjacent Okanogan County ZIP reports
Nearest ZIP codes to 98819
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Okanogan County, Washington — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 98819
Open 98819 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology