ZIP 98840 Foreclosure, Tax-Lien & Distress Report

ZIP 98840's composite property-distress score is 27/100 - DLRadar classes that as low for Okanogan County, Washington. Leading the profile are structural risk (57/100), institutional ownership (50/100), construction/permit lag (44/100). On the quiet end sit mortgage stress (16/100). Environmental exposure also runs high (FEMA disaster exposure (93/100), climate & FEMA risk (87/100)). The split runs 57/100 structural to 5/100 active on the ground.

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 10% higher over three years (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The poverty rate is 10.9%. Rent burden reaches 24% of tenant households. Households earn a median $67,634 — below the roughly $78,000 national figure. On demographic stress specifically, 98840 scores 30/100. Around 22% of adults hold a bachelor's degree or higher. 5,084 residents call 98840 home, typically aged 43. The tenure split is 61% owner-occupied to 39% rented. A median home runs $261,600 here, or 3.7 times local income. There are about 2,235 housing units across 98840. Vacancy runs 12.0%, above the national norm and a classic distress-and-opportunity signal.

Overall, 98840 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 98840 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 98840's 27/100 can be lined up against any neighbor in Okanogan County, Washington or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 98840 shows blanks, not estimates, wherever the record is sparse.

The 27/100 figure for 98840 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 98840 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.