ZIP 98840 Property Distress & Foreclosure Data

In Okanogan County, Washington, ZIP 98840 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are construction/permit lag (60/100), structural risk (54/100), institutional ownership (35/100). On the quiet end sit institutional ownership (35/100) and mortgage stress (16/100). Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (64/100)). On the structural side it scores 54/100, with 5/100 of stress already active.

The peak-phase market in 98840 posted values that rose 3.1% over the year, and 10% higher over three years (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

10.9% of residents fall below the poverty threshold. Around 24% of renters are cost-burdened. Median household income is $67,634, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 30/100. Educational attainment sits at 22% bachelor's-or-above. Population is roughly 5,084 with a median age of 43. Owners hold 61% of homes, renters 39%. Home values center near $261,600, an affordability ratio of 3.7× — accessible. The ZIP holds roughly 2,235 housing units. The vacancy rate is 12.0% — elevated.

On balance 98840 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.