ZIP 98829 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 98829 in Okanogan County, Washington comes in at 27, a low composite-distress reading. The split runs 56/100 structural to 5/100 active on the ground. The most distinctive pressure shows up in structural risk (56/100), construction/permit lag (48/100), institutional ownership (47/100). mortgage stress (16/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (88/100), climate & FEMA risk (87/100)).

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 441 people live here, median age 56. Owners hold 80% of homes, renters 20%. Roughly 30.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 44% of renters are cost-burdened. Home values center near $392,000, an affordability ratio of 8.5× — stretched. The ZIP holds roughly 208 housing units. Educational attainment sits at 14% bachelor's-or-above. On demographic stress specifically, 98829 scores 50/100. Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $36,293 — below the roughly $78,000 national figure.

Net-net, 98829 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 98829 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 98829's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 98829 reflects the current record instead of a stale or modeled snapshot.

98829's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 98829 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.