Okanogan County, WA: Foreclosures, Tax Liens & Distressed Properties

Okanogan County, WA, Washington: 22 ZIP codes scored, Okanogan County, WA averaging 26/100 (low, Okanogan, WA), from 14 to 36. Okanogan County, WA is in its peak phase (Okanogan, WA confidence 20/100): Okanogan, WA home prices up 1.2% (Okanogan, WA) over twelve months. Okanogan County, WA lender headwind: 50/100.

Highest-scoring Okanogan County, WA ZIPs: 98816 (36/100), 98846 (28/100), 98814 (27/100), 98819 (27/100), 98827 (27/100), 98829 (27/100). Also scored in Okanogan County, WA: 98833, 98834, 98840, 98841, 98844, 98849, 98855, 98856, 98859, 98862.

Across Okanogan County, WA's scored ZIPs: median home value $360,085, household income $62,011, 24.4% vacancy, 15.0% poverty, 74% owner-occupied, median age 45.4.

Okanogan County, WA insurance distress 46/100 (#1,212 in the US); FEMA hazard 90/100 for Okanogan, WA; 10 federal disaster declarations in Okanogan County, WA since 2023; Okanogan, WA construction distress 47/100.

7 banks with 12 branches lend in Okanogan County, WA; Okanogan, WA weighted bank stress 60/100, highest 67/100 in Okanogan, WA.

Okanogan County, WA unemployment 4.5% (Okanogan, WA -2.6 pts, six months); 221 new housing units permitted in Okanogan County, WA over twelve months, Okanogan, WA up 2% from 217; Okanogan, WA home prices +10.7% a year (Okanogan, WA) over three years.

22,156 housing units in Okanogan County, WA; 4,867 Okanogan, WA renter households; 29% of Okanogan, WA renters spend 30%+ of income on rent, 15% (Okanogan, WA) half or more.

Okanogan County, WA ranks #419 nationally on the opportunity index (Okanogan, WA, among all ranked counties); Okanogan, WA scores 33.8/100 and Okanogan, WA sits #6 inside Washington. Okanogan, WA is in the overheated opportunity phase; Okanogan, WA's primary driver is vacancy, Okanogan, WA second driver bank institutional; Okanogan, WA moved down 84 places. 9 short-sale listings across Okanogan, WA; 81 days on market observed in Okanogan, WA; 19.6% vacancy over 22 Okanogan, WA ZIPs.

No CFPB county sample covers Okanogan County, WA. The non-metro area reading for Okanogan, WA: 0.3% ninety-plus days late; Okanogan, WA's thirty-to-eighty-nine share is 1.6% (Okanogan, WA, December 2025 data); Washington overall 0.6%.

Okanogan County, WA has 2 watched banks; 2 Okanogan, WA banks sit in an elevated band. Okanogan, WA footprints: Wafd Bank (1 branch, stress 67) in Okanogan, WA; Farmers State Bank (1 branch, stress 58) in Okanogan, WA.

HUD lists 1 assisted multifamily property in Okanogan County, WA with 10 units; 9 Okanogan, WA units are assisted.

4,616 of the 22,156 housing units in Okanogan, WA sit vacant. Okanogan County, WA permitted 0 multifamily units in twelve months; Okanogan, WA's one-to-four unit structures added 221 units in Okanogan County, WA.