ZIP 99185 Foreclosure, Tax-Lien & Distress Report

Lincoln County, Washington's ZIP 99185 registers 16/100 composite distress, which DLRadar reads as low. The pressure is most legible in construction/permit lag (55/100), structural risk (36/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (11/100) register low. Structural risk reads 36/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 1.2% over the trailing year (phase confidence 20/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 25.1% — elevated. The ZIP holds roughly 804 housing units. 73% of housing is owner-occupied. Rent burden reaches 10% of tenant households. Median household income is $70,556, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. Population is roughly 1,518 with a median age of 47. About 20% have a four-year degree. The typical home is worth about $248,100 (3.5× income, relatively affordable). 16.9% of residents fall below the poverty threshold.

Net-net, 99185 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 99185 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 99185 read uses the identical public-record model applied coast to coast, which means its 16/100 score means exactly what it means anywhere else, and 99185 stays directly comparable to neighboring ZIPs and the rest of Lincoln County, Washington. Nothing here is interpolated — where a source is thin for 99185, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

99185's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 99185 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.