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Garfield County, WA: Foreclosures, Tax Liens & Distressed Properties

Garfield County, WA, Washington: 2 ZIP codes scored, Garfield County, WA averaging 16/100 (low, Garfield, WA), from 14 to 17. Garfield County, WA is in its peak phase (Garfield, WA confidence 20/100): Garfield, WA home prices up 1.2% (Garfield, WA) over twelve months. Garfield County, WA lender headwind: 13/100.

Highest-scoring Garfield County, WA ZIPs: 99403 (17/100), 99347 (14/100).

Across Garfield County, WA's scored ZIPs: median home value $284,350, household income $66,813, 10.7% vacancy, 13.1% poverty, 73% owner-occupied, median age 48.9.

Garfield County, WA insurance distress 27/100 (#1,837 in the US); FEMA hazard 52/100 for Garfield, WA; 2 federal disaster declarations in Garfield County, WA since 2023 (2 flood); Garfield, WA construction distress 87/100.

1 bank with 1 branch lend in Garfield County, WA; Garfield, WA weighted bank stress 48/100.

Garfield County, WA unemployment 3.4% (Garfield, WA -1.7 pts, six months); 3 new housing units permitted in Garfield County, WA over twelve months, Garfield, WA down 40% from 5; Garfield, WA home prices +10.8% a year (Garfield, WA) over three years.

1,221 housing units in Garfield County, WA; 243 Garfield, WA renter households; 39% of Garfield, WA renters spend 30%+ of income on rent, 21% (Garfield, WA) half or more.

Garfield County, WA ranks #1,241 nationally on the opportunity index (Garfield, WA, among all ranked counties); Garfield, WA scores 30.3/100 and Garfield, WA sits #17 inside Washington. Garfield, WA is in the watchlist opportunity phase; Garfield, WA's primary driver is construction, Garfield, WA second driver bank institutional; Garfield, WA moved up 41 places. 129 days on market observed in Garfield, WA; 9.2% vacancy over 2 Garfield, WA ZIPs.

No CFPB county sample covers Garfield County, WA. The non-metro area reading for Garfield, WA: 0.3% ninety-plus days late; Garfield, WA's thirty-to-eighty-nine share is 1.6% (Garfield, WA, December 2025 data); Washington overall 0.6%.

190 of the 1,221 housing units in Garfield, WA sit vacant. Garfield County, WA permitted 0 multifamily units in twelve months; Garfield, WA's one-to-four unit structures added 3 units in Garfield County, WA.

Peak
Market phase
1.2%
Garfield, WA HPI YoY
0%
Drawdown
20
Garfield confidence

Top Garfield County ZIP codes by stress score

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