Clatsop County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Clatsop County, Oregon? DLRadar grades every Clatsop County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Clatsop County breakdown.
- Clatsop County's most distressed ZIP is 97103 at 30/100.
- 9 ZIP codes tracked in Clatsop County, averaging 29/100 distress.
- Clatsop County reads peak — home values up 1.2% year over year.
- Vacancy runs 32.2% across Clatsop County's tracked ZIPs, with a 8.8% poverty rate.
- The typical Clatsop County home is worth about $534,289 against a ~$68,434 median income.
- Lending headwind in Clatsop County sits at 20/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97103 | 30/100 |
| 2 | 97110 | 30/100 |
| 3 | 97121 | 30/100 |
| 4 | 97138 | 30/100 |
| 5 | 97145 | 30/100 |
| 6 | 97146 | 30/100 |
| 7 | 97102 | 29/100 |
| 8 | 97131 | 27/100 |
| 9 | 97016 | 21/100 |
Most distressed ZIP codes in Clatsop County (composite distress 0-100, 2026)
What is driving Clatsop County distress
The Clatsop County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 29/100 ZIP average. No proprietary or modelled inputs enter the score.
Clatsop County market phase and pricing
Phase for Clatsop County: peak (+1.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Clatsop County
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Questions and answers
What is the most distressed ZIP code in Clatsop County, OR?
ZIP 97103 leads Clatsop County at 30/100, recomputed monthly from public records.
Is Clatsop County expanding or contracting?
Clatsop County reads peak, with home prices up 1.2% year over year. Phase comes from FHFA House Price Index trajectory.
Where does the Clatsop County data come from?
Every Clatsop County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 9 Clatsop County ZIP codes that it runs on every other U.S. county, so Clatsop County's numbers are directly comparable to any other market.
How much do distress scores vary between Clatsop County ZIP codes?
Averaging the county conceals how uneven it is. Across the Clatsop County ZIPs DLRadar ranks, scores run from 30/100 in 97103 down to 21/100 in 97016, against a Clatsop County average of 29/100. Those 9 points separate the ZIPs worth working in Clatsop County from the rest.
What do Clatsop County home values and vacancy say about distressed supply?
The typical Clatsop County home carries about $534,289 of value against a median household income near $68,434. Vacancy across Clatsop County's tracked ZIPs runs 32.2% and the poverty rate is 8.8%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Clatsop County's filings and its 20/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.