Clatsop County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Clatsop County, OR distress report, 2026: 9 ZIPs scored in Clatsop, OR, Clatsop, OR average 29/100; the top Clatsop, OR ZIP is 97103 at 30/100; Clatsop, OR market phase peak, Clatsop, OR prices +1.2% year over year.
- Clatsop, OR ranks #491 nationally (opportunity index); Clatsop, OR #1 in Oregon; Clatsop, OR index 33.5.
- Clatsop, OR: no CFPB county sample; Clatsop, OR state reading 0.6%.
- Clatsop, OR ZIP phases: 7 peak, 2 recovery.
- Clatsop, OR residential listings tracked: 22 across 7 ZIPs; Clatsop, OR candidate listings 10.
- Clatsop, OR lenders on watch: 1; largest Clatsop, OR footprint Columbia Bank (3 branches).
- Clatsop, OR most distressed ZIP: 97103 at 30/100.
Clatsop, OR figures: DLRadar distress index; Clatsop, OR inputs: CFPB, FHFA, HUD, FDIC; Clatsop, OR rebuilt as sources refresh.
| Rank | Clatsop, OR ZIP | Score |
|---|---|---|
| 1 | 97103 | 30/100 |
| 2 | 97110 | 30/100 |
| 3 | 97121 | 30/100 |
| 4 | 97138 | 30/100 |
| 5 | 97145 | 30/100 |
| 6 | 97146 | 30/100 |
| 7 | 97102 | 29/100 |
| 8 | 97131 | 27/100 |
| 9 | 97016 | 21/100 |
Most distressed Clatsop, OR ZIPs (0-100, 2026)
Mortgage delinquency around Clatsop, OR
No CFPB county sample covers Clatsop, OR; the state reading for Clatsop, OR: 0.6% ninety-plus; Clatsop, OR area thirty-to-eighty-nine 1.2% (December 2025, Clatsop, OR).
Opportunity index: Clatsop, OR
Clatsop, OR index 33.5, Clatsop, OR phase peak_opportunity; Clatsop, OR primary driver vacancy, Clatsop, OR second driver construction. Clatsop, OR components: property stress 26.4, foreclosure pressure 30.7, listing discounts 28.9, bank stress 60.0, insurance 0.0; Clatsop, OR pulse 39.3; Clatsop, OR capital opportunity 24.9; Clatsop, OR seven-day change -0.3%.
ZIP market phases inside Clatsop, OR
9 Clatsop, OR ZIPs carry a price-cycle phase; Clatsop, OR ZIPs by phase (Clatsop, OR), deepest drawdown first: peak, +1.1% YoY (Clatsop, OR): 97016; recovery, +1.6% YoY (Clatsop, OR): 97102; peak, +1.2% YoY (Clatsop, OR): 97103, 97110, 97121, 97138, Clatsop, OR 97145, 97146; recovery, +2.3% YoY (Clatsop, OR): 97131.
Residential listings by Clatsop, OR ZIP
Clatsop, OR ZIPs with the most tracked Clatsop, OR residential listings: 97138 12 listings, 6 candidates, bank pressure 63; 97146 5 listings, 2 candidates, bank pressure 63; 97103 4 listings, 1 candidates, bank pressure 63; 97110 1 listings, 1 candidates, bank pressure 63 (Clatsop, OR); 97102 0 listings, 0 candidates, bank pressure 64; 97121 0 listings, 0 candidates, bank pressure 63; 97145 0 listings, 0 candidates, bank pressure 63. Clatsop, OR totals: 22 listings; Clatsop, OR candidates 10; active ZIPs 0.
Lenders with branches in Clatsop, OR
Clatsop, OR lenders by branch count: Columbia Bank (Clatsop, OR): stress 58, 3 branches low in Clatsop, OR.
Vacancy and permits, Clatsop, OR
5,411 of 23,395 Clatsop, OR housing units are vacant; Clatsop, OR permits, twelve months: 85 multifamily units in Clatsop, OR, 65 one-to-four unit units.
Work Clatsop, OR at the parcel level
Every Clatsop, OR parcel carries owner and address; every Clatsop, OR parcel carries APN; Clatsop, OR distress scores sit on the Clatsop, OR live board.
Clatsop, OR figures refresh with each source.
Clatsop, OR questions
Most distressed ZIP code in Clatsop County, OR?
ZIP 97103 leads Clatsop, OR at 30/100; next in Clatsop, OR: 97110 at 30/100; the Clatsop, OR average is 29/100.
Where does Clatsop County, OR rank for investment opportunity?
Clatsop, OR is #491 among all ranked counties, #1 in Oregon; the Clatsop, OR driver is vacancy; Clatsop, OR moved down 177 places.
How many mortgages are delinquent in Clatsop County, OR?
Clatsop, OR takes the state reading of 0.6% for December 2025; no CFPB county sample covers Clatsop, OR.
Which banks lend in Clatsop County, OR?
1 watched lenders hold Clatsop, OR branches; the largest Clatsop, OR footprints are Columbia Bank (3).
More on Clatsop, OR
Clatsop County, OR distress report: public-record figures for Clatsop, OR; not legal advice for Clatsop, OR; not tax or investment advice; verify every Clatsop, OR record before acting.