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Clatsop County, OR: Home-Insurance Distress & Forced-Sale Pressure

Clatsop County, OR: 49/100 (elevated) home-insurance distress; Clatsop, OR band MEDIUM; Clatsop, OR #1,101 of 3,222 counties; Clatsop, OR #17 of 36 in Oregon.

FEMA hazard, Clatsop, OR: 40/100; Clatsop, OR declarations, three years: 2; Clatsop, OR perils: 2 severe-storm; hazard-weighted, Clatsop, OR: 2.0.

Declared incidents on the Clatsop, OR record: 2026 Severe Storm 2 (Clatsop, OR).

NFIP claims, Clatsop, OR, three years: 3; Clatsop, OR payouts $22,179; per Clatsop, OR claim $7,393; Clatsop, OR claim-stress 63/100.

Clatsop, OR monthly score rose, 22 (March 2026) to 49 (October 2026); Clatsop, OR by month: March 22, April 22, May 54, June 54 (Clatsop, OR), July 53, August 51, September 51, October 49.

Clatsop, OR components: climate 40, NFIP claims 63; Clatsop, OR retreat index 49.

Construction distress, Clatsop, OR: 70/100 as of August 2026 (Clatsop, OR: 84/100 one-to-four unit, 53/100 multifamily).

Clatsop, OR ZIPs, June 2026 (Clatsop, OR, 9 highest): score 0 (Clatsop, OR), climate 95 (Clatsop, OR): 97103, 97110, 97121, 97138, Clatsop, OR 97145, 97146; score 0 (Clatsop, OR), climate 90 (Clatsop, OR): 97102; score 0 (Clatsop, OR), climate 82 (Clatsop, OR): 97131; score 0 (Clatsop, OR), climate 78 (Clatsop, OR): 97016.

DLRadar rescores Clatsop, OR monthly; Clatsop, OR readings join Clatsop, OR foreclosure, lien and ownership parcels (Clatsop, OR), so cost-squeezed Clatsop, OR owners surface before listing.

Inside Oregon, Clatsop County ranks 17th of 36 counties for home-insurance distress at 49/100; Multnomah County (53/100) sits just above Clatsop County, and Grant County (47/100) sits just below Clatsop County.

Insurance distress
49/100
Clatsop, OR: MEDIUM
National rank
#1101
Clatsop, OR: of 3,222 counties
FEMA hazard
40/100
Clatsop County hazard
NFIP claim stress
63/100
Clatsop, OR 3-year
Flood claims (3y)
3
Clatsop, OR
Claims paid (3y)
$22,179
Clatsop, OR payouts
Per claim
$7,393
Clatsop, OR
Construction distress
70/100
Clatsop, OR

Deterministic. Every Clatsop County, OR signal traces to a public Clatsop dataset (FEMA, NFIP, Census for Clatsop, OR) · how insurance distress works in Clatsop, OR · methodology

FAQ: Clatsop County, OR insurance distress

What is the Clatsop County, OR home-insurance-distress score?

Clatsop, OR: 49/100 (MEDIUM), #1,101 of 3,222, #17 in Oregon. FEMA hazard, Clatsop, OR: 40/100; NFIP stress, Clatsop, OR: 63/100; construction, Clatsop, OR: 70/100; Clatsop, OR rescores monthly.

Is Clatsop County insurance distress getting better or worse (OR)?

Clatsop, OR: 22 in March 2026; Clatsop, OR: 49 in October 2026 (worse); Clatsop, OR climate component 40; Clatsop, OR NFIP claims score 63.

How many flood-insurance claims has Clatsop County, OR had?

Clatsop, OR: 3 NFIP claims, three years; Clatsop, OR paid $22,179; per Clatsop, OR claim $7,393; carriers reprice Clatsop, OR against that record.

Which Clatsop County ZIP codes carry the most insurance distress (OR)?

Clatsop, OR, June 2026: 97103 at 0, 97110 at 0, 97121 at 0, 97138 at 0; Clatsop, OR climate scores there: 95, 95, 95, 95.

Why does Clatsop, OR insurance distress create sellers?

A Clatsop, OR premium outruns the Clatsop, OR budget; a carrier leaves Clatsop, OR; Clatsop, OR carrying cost passes plan; Clatsop, OR owners sell while current; Clatsop, OR insurance distress leads Clatsop, OR foreclosure data.

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