ZIP 97394 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97394 (Lincoln County, Oregon) at a low 28/100 for overall property distress. The latent-versus-live split is 61/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (61/100), institutional ownership (44/100), construction/permit lag (39/100). On the quiet end sit construction/permit lag (39/100) and mortgage stress (20/100). Environmental exposure also runs high (climate & FEMA risk (88/100), flood (NFIP) exposure (70/100)).

Prices here sit in a peak phase: values rose 1.2% over the trailing year, and 11% higher over three years (phase confidence 9/100). Topping markets hide individual distress behind strong averages.

Vacancy runs 31.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 46% of tenant households. Population is roughly 5,251 with a median age of 60. Owners hold 80% of homes, renters 20%. DLRadar's demographic-stress index for the area reads 41/100. 16.4% of residents fall below the poverty threshold. The typical home is worth about $374,200 (6.1× income). Median household income is $57,708, below the U.S. median near $78,000. There are about 3,631 housing units across 97394. About 28% have a four-year degree.

Net-net, 97394 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 97394 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 97394 read uses the identical public-record model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 97394 stays directly comparable to neighboring ZIPs and the rest of Lincoln County, Oregon. Nothing here is interpolated — where a source is thin for 97394, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 28/100 figure for 97394 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 97394 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.