ZIP 97394 Property Distress & Foreclosure Data

ZIP code 97394 in Lincoln County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 69 and live distress 6 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (77/100), structural risk (69/100), institutional ownership (41/100). mortgage stress (20/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (88/100), flood (NFIP) exposure (70/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 11% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 31.0%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 46% of tenant households. 5,251 residents call 97394 home, typically aged 60. The tenure split is 80% owner-occupied to 20% rented. On demographic stress specifically, 97394 scores 41/100. Roughly 16.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $374,200 here, or 6.1 times local income. Households earn a median $57,708 — below the roughly $78,000 national figure. There are about 3,631 housing units across 97394. About 28% have a four-year degree.

Taken together, 97394 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.