ZIP 97388 Foreclosure, Tax-Lien & Distress Report

Lincoln County, Oregon's ZIP 97388 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (88/100), flood (NFIP) exposure (70/100). The split runs 61/100 structural to 6/100 active on the ground. What sets it apart are the readings on structural risk (61/100), institutional ownership (44/100), construction/permit lag (39/100). construction/permit lag (39/100) and mortgage stress (20/100) stay muted.

The market reads peak — home values rose 1.2% year on year (phase confidence 9/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,130 housing units across 97388. Around 0% of renters are cost-burdened. Roughly 6.8% live below the poverty line, a low share typical of higher-equity areas. About 39% have a four-year degree. The vacancy rate is 59.8% — elevated. Owners hold 83% of homes, renters 17%. About 954 people live here, median age 58. DLRadar's demographic-stress index for the area reads 34/100. Households earn a median $70,403 — near the roughly $78,000 national figure. A median home runs $553,600 here, or 6.3 times local income.

Net-net, 97388 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 97388 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 97388 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97388 can be compared directly against any other ZIP in Lincoln County, Oregon or nationwide. 97388 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 97388's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 97388 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.