ZIP 97461 Property Distress & Foreclosure Data

ZIP code 97461 in Lane County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (77/100). On the structural side it scores 69/100, with 5/100 of stress already active. What sets it apart are the readings on structural risk (69/100), construction/permit lag (60/100), institutional ownership (43/100). By contrast, mortgage stress (16/100) register low.

The market reads neutral — home values rose 3.9% year on year, and 22% higher over three years (phase confidence 30/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 8% of adults hold a bachelor's degree or higher. Around 100% of renters are cost-burdened. At $104,783, median income runs above typical U.S. levels. The typical home is worth about $450,300 (4.3× income). The demographic-stress sub-score lands at 39/100. 92% of housing is owner-occupied. The poverty rate is 4.1% — low. The ZIP holds roughly 313 housing units. The vacancy rate is 3.8%. About 635 people live here, median age 59.

Net-net, 97461 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.