Lane County, OR: Home-Insurance Distress & Forced-Sale Pressure
Lane County, OR: 61/100 (elevated) home-insurance distress; Lane, OR band MEDIUM; Lane, OR #864 of 3,222 counties; Lane, OR #6 of 36 in Oregon; raw Lane, OR 65.2.
FEMA hazard, Lane, OR: 52/100; Lane, OR declarations, three years: 6; Lane, OR perils: 6 severe-storm; Lane, OR five-year count 2 (severity 3.0); Lane, OR ten-year 2; hazard-weighted, Lane, OR: 6.0.
Declared incidents on the Lane, OR record: 2026 Severe Storm 2; 2024 Severe Storm 2 (Lane, OR).
NFIP claims, Lane, OR, three years: 8; Lane, OR payouts $120,103; per Lane, OR claim $15,013; Lane, OR claim-stress 75/100.
Lane, OR monthly score rose, 59 (March 2026) to 61 (October 2026); Lane, OR by month: March 59, April 59, May 65, June 65 (Lane, OR), July 63, August 62, September 62, October 61.
Lane, OR components: climate 52, NFIP claims 75; Lane, OR retreat index 61.
Construction distress, Lane, OR: 32/100 as of August 2026 (Lane, OR: 69/100 one-to-four unit, 0/100 multifamily).
Lane, OR ZIPs, June 2026 (Lane, OR, 16 highest): score 0 (Lane, OR), climate 96 (Lane, OR): 97401, 97402, 97403, 97404, Lane, OR 97405, 97408, 97412, 97413, Lane, OR 97419, 97424, 97426, 97430, Lane, OR 97431, 97434, 97437, 97438.
DLRadar rescores Lane, OR monthly; Lane, OR readings join Lane, OR foreclosure, lien and ownership parcels (Lane, OR), so cost-squeezed Lane, OR owners surface before listing.
Inside Oregon, Lane County ranks 6th of 36 counties for home-insurance distress at 61/100; Coos County (67/100) sits just above Lane County, and Harney County (61/100) sits just below Lane County.
Deterministic. Every Lane County, OR signal traces to a public Lane dataset (FEMA, NFIP, Census for Lane, OR) · how insurance distress works in Lane, OR · methodology
FAQ: Lane County, OR insurance distress
What is the Lane County, OR home-insurance-distress score?
Lane, OR: 61/100 (MEDIUM), #864 of 3,222, #6 in Oregon. FEMA hazard, Lane, OR: 52/100; NFIP stress, Lane, OR: 75/100; construction, Lane, OR: 32/100; Lane, OR rescores monthly.
Is Lane County insurance distress getting better or worse (OR)?
Lane, OR: 59 in March 2026; Lane, OR: 61 in October 2026 (worse); Lane, OR climate component 52; Lane, OR NFIP claims score 75.
How many flood-insurance claims has Lane County, OR had?
Lane, OR: 8 NFIP claims, three years; Lane, OR paid $120,103; per Lane, OR claim $15,013; carriers reprice Lane, OR against that record.
Which Lane County ZIP codes carry the most insurance distress (OR)?
Lane, OR, June 2026: 97401 at 0, 97402 at 0, 97403 at 0, 97404 at 0; Lane, OR climate scores there: 96, 96, 96, 96.
Why does Lane, OR insurance distress create sellers?
A Lane, OR premium outruns the Lane, OR budget; a carrier leaves Lane, OR; Lane, OR carrying cost passes plan; Lane, OR owners sell while current; Lane, OR insurance distress leads Lane, OR foreclosure data.