ZIP 97441 Foreclosure, Tax-Lien & Distress Report

ZIP 97441's composite property-distress score is 30/100 - DLRadar classes that as moderate for Douglas County, Oregon. Property-level stress concentrates in structural risk (68/100), construction/permit lag (57/100), institutional ownership (43/100). Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). The latent-versus-live split is 68/100 structural and 0/100 already moving.

The market reads peak — home values rose 1.2% year on year, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 100% of tenant households. The ZIP holds roughly 62 housing units. About 40% have a four-year degree. At $135,567, median income runs above typical U.S. levels. The poverty rate is 0.0% — low. 21% of housing is owner-occupied. 351 residents call 97441 home, typically aged 27. The vacancy rate is 22.7% — elevated. The demographic-stress sub-score lands at 46/100.

On the whole, 97441 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 97441 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 97441's 30/100 can be lined up against any neighbor in Douglas County, Oregon or any ZIP coast to coast. Sparse data for 97441 shows as blanks, never estimates, and the score updates on every fresh public filing.

97441's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 97441 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.