ZIP 97417 Foreclosure, Tax-Lien & Distress Report

ZIP 97417's composite property-distress score is 31/100 - DLRadar classes that as moderate for Douglas County, Oregon. Structurally it carries 70/100, against 5/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (92/100). The most distinctive pressure shows up in structural risk (70/100), construction/permit lag (58/100), institutional ownership (46/100). By contrast, mortgage stress (18/100) register low.

The peak-phase market in 97417 posted values that rose 1.2% over the year, and 12% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 65% of homes, renters 35%. Roughly 23.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 9.6%. Households earn a median $46,971 — below the roughly $78,000 national figure. 2,462 residents call 97417 home, typically aged 44. Around 9% of adults hold a bachelor's degree or higher. The typical home is worth about $246,200 (4.6× income). On demographic stress specifically, 97417 scores 37/100. The ZIP holds roughly 1,078 housing units. Around 30% of renters are cost-burdened.

Net-net, 97417 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 97417 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 97417 stays directly comparable to neighboring ZIPs and the rest of Douglas County, Oregon. Every figure is auditable to a public dataset and refreshed as records update; 97417 shows blanks, not estimates, wherever the record is sparse.

The 31/100 figure for 97417 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 97417 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.