ZIP 97496 Foreclosure, Tax-Lien & Distress Report
Douglas County, Oregon · Distress market
ZIP code 97496 in Douglas County, Oregon carries a composite property-distress score of 30/100 — a moderate reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)). Structural risk reads 68/100 against active distress of 5/100. The pressure is most legible in structural risk (68/100), construction/permit lag (57/100), institutional ownership (43/100). On the quiet end sit mortgage stress (18/100).
The peak-phase market in 97496 posted values that rose 1.2% over the year, and 10% higher over three years (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Rent burden reaches 40% of tenant households. The vacancy rate is 10.4%. Median household income is $55,776, below the U.S. median near $78,000. The tenure split is 75% owner-occupied to 25% rented. DLRadar's demographic-stress index for the area reads 35/100. A median home runs $257,600 here, or 4.2 times local income. The poverty rate is 18.6% — high, a tax-stress and distress correlate. 7,557 residents call 97496 home, typically aged 50. About 13% have a four-year degree. The ZIP holds roughly 3,770 housing units.
Overall, 97496 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 97496 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 97496 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 97496 shows blanks, not estimates, wherever the record is sparse.
The 30/100 for 97496 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 97496 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 97496
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
97496 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 97496, the same set carried on every parcel.
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Unlock the full ZIP 97496 acquisition report
Every distressed parcel in 97496 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology