ZIP 97496 Property Distress & Foreclosure Data

Composite property distress in 97496 (Douglas County, Oregon) lands at 31/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). The latent-versus-live split is 68/100 structural and 5/100 already moving. The sharpest non-environmental signals are structural risk (68/100), construction/permit lag (52/100), institutional ownership (47/100). mortgage stress (18/100) stay muted.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 10% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 40% of renters are cost-burdened. The vacancy rate is 10.4%. Households earn a median $55,776 — below the roughly $78,000 national figure. The tenure split is 75% owner-occupied to 25% rented. On demographic stress specifically, 97496 scores 35/100. A median home runs $257,600 here, or 4.2 times local income. Roughly 18.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 7,557 residents call 97496 home, typically aged 50. About 13% have a four-year degree. The ZIP holds roughly 3,770 housing units.

Overall, 97496 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.