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ZIP 97481 Foreclosure, Tax-Lien & Distress Report

Douglas County, Oregon · Distress market

Composite property distress in 97481 (Douglas County, Oregon) lands at 30/100 — moderate on DLRadar's public-record scoring. Its heaviest discrete signals: structural risk (68/100), construction/permit lag (57/100), institutional ownership (43/100). Structurally it carries 68/100, against 0/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)).

The peak-phase market in 97481 posted values that rose 1.2% over the year, at 9/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

About 3% have a four-year degree. DLRadar's demographic-stress index for the area reads 43/100. 608 residents call 97481 home, typically aged 43. The vacancy rate is 0.0%. The poverty rate is 19.7% — high, a tax-stress and distress correlate. There are about 320 housing units across 97481. Around 100% of renters are cost-burdened. Home values center near $216,200. Owners hold 86% of homes, renters 14%.

Overall, 97481 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 97481 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 97481 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 97481's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 97481 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

30/100
Composite stress
68/100
Structural risk
0/100
Distress activity

What is driving ZIP 97481’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk92
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 97481 Stress Report snapshot

A live read on 97481: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Built from public records, scored the same way everywhere · methodology

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