ZIP 97481 Property Distress & Foreclosure Data

DLRadar grades ZIP 97481 (Douglas County, Oregon) at a moderate 31/100 for overall property distress. Property-level stress concentrates in structural risk (68/100), construction/permit lag (52/100), institutional ownership (47/100). The latent-versus-live split is 68/100 structural and 0/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (91/100).

Prices here sit in a peak phase: values rose 2.0% over the trailing year (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 3% have a four-year degree. On demographic stress specifically, 97481 scores 43/100. 608 residents call 97481 home, typically aged 43. The vacancy rate is 0.0%. Roughly 19.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 320 housing units. Around 100% of renters are cost-burdened. A median home runs $216,200 here. The tenure split is 86% owner-occupied to 14% rented.

Overall, 97481 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
68/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 97481

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk92
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Douglas County

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Deterministic. Every signal traces to a public dataset · methodology