ZIP 97495 Property Distress & Foreclosure Data

DLRadar grades ZIP 97495 (Douglas County, Oregon) at a moderate 31/100 for overall property distress. Structural risk reads 68/100 against active distress of 5/100. Property-level stress concentrates in structural risk (68/100), construction/permit lag (52/100), institutional ownership (47/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (91/100)).

The peak-phase market in 97495 posted values that rose 2.0% over the year, and 4% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $451,300, an affordability ratio of 5.8×. Median household income is $75,385, near the U.S. median near $78,000. There are about 785 housing units across 97495. Owners hold 90% of homes, renters 10%. Rent burden reaches 14% of tenant households. Educational attainment sits at 38% bachelor's-or-above. Vacancy runs 2.3%. 8.5% of residents fall below the poverty threshold. Population is roughly 1,569 with a median age of 61. DLRadar's demographic-stress index for the area reads 29/100.

On balance 97495 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.