ZIP 97495 Foreclosure, Tax-Lien & Distress Report
Douglas County, Oregon · Distress market
ZIP code 97495 in Douglas County, Oregon carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. Structural risk reads 70/100 against active distress of 5/100. What sets it apart are the readings on structural risk (70/100), construction/permit lag (58/100), institutional ownership (46/100). On the quiet end sit mortgage stress (18/100). Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (92/100)).
The peak-phase market in 97495 posted values that rose 1.2% over the year, and 4% higher over three years (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
A median home runs $451,300 here, or 5.8 times local income. Households earn a median $75,385 — near the roughly $78,000 national figure. There are about 785 housing units across 97495. Owners hold 90% of homes, renters 10%. Rent burden reaches 14% of tenant households. Educational attainment sits at 38% bachelor's-or-above. The vacancy rate is 2.3%. 8.5% of residents fall below the poverty threshold. About 1,569 people live here, median age 61. On demographic stress specifically, 97495 scores 29/100.
On balance 97495 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 97495 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 97495's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 97495 reflects the current record instead of a stale or modeled snapshot.
Each component behind 97495 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. Practically, 97495 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 97495
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 97495 by the numbers
The live 97495 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Douglas County ZIPs near 97495
Nearest ZIP codes to 97495
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Oregon distress
Related ZIP, county and statewide reads linked to Douglas County, Oregon.
Unlock parcel-level detail for ZIP 97495
Open 97495 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Deterministic. Every signal traces to a public dataset · methodology