ZIP 97469 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97469 (Douglas County, Oregon) at a moderate 30/100 for overall property distress. What sets it apart are the readings on structural risk (68/100), construction/permit lag (57/100), institutional ownership (43/100). mortgage stress (18/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (92/100), flood (NFIP) exposure (91/100). The latent-versus-live split is 68/100 structural and 5/100 already moving.

The peak-phase market in 97469 posted values that rose 1.2% over the year, and 6% lower over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $56,538, median income runs below typical U.S. levels. Roughly 20.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 1,014 housing units across 97469. About 13% have a four-year degree. Rent burden reaches 36% of tenant households. 2,541 residents call 97469 home, typically aged 46. On demographic stress specifically, 97469 scores 34/100. Vacancy runs 4.6%. Owners hold 80% of homes, renters 20%. The typical home is worth about $248,500 (4.2× income).

On the whole, 97469 leans distressed, with opportunity clustered in specific stressed parcels. 97469 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 97469 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 97469 stays directly comparable to neighboring ZIPs and the rest of Douglas County, Oregon. Sparse data for 97469 shows as blanks, never estimates, and the score updates on every fresh public filing.

97469's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 97469 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.