ZIP 97443 Foreclosure, Tax-Lien & Distress Report

In Douglas County, Oregon, ZIP 97443 scores 31 of 100 for composite distress, a moderate level on DLRadar's distress index. Its heaviest discrete signals: structural risk (70/100), construction/permit lag (58/100), institutional ownership (46/100). mortgage stress (18/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (92/100)). Structurally it carries 70/100, against 5/100 of stress already in motion.

The market reads peak — home values rose 1.2% year on year, and 4% higher over three years (phase confidence 9/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $79,914, near the U.S. median near $78,000. Population is roughly 3,122 with a median age of 37. The ZIP holds roughly 939 housing units. Rent burden reaches 30% of tenant households. The poverty rate is 17.1% — high, a tax-stress and distress correlate. Around 18% of adults hold a bachelor's degree or higher. Vacancy runs 6.0%. The demographic-stress sub-score lands at 33/100. 78% of housing is owner-occupied. Home values center near $328,900, an affordability ratio of 4.2×.

On balance 97443 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 97443 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 97443's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 97443, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 97443 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. Treat 97443 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.