ZIP 97520 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 97520 (Jackson County, Oregon) at a moderate 30/100 for overall property distress. Leading the profile are structural risk (66/100), institutional ownership (55/100), construction/permit lag (35/100). By contrast, construction/permit lag (35/100) and mortgage stress (18/100) register low. Structural exposure scores 66 and live distress 5 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (74/100), FEMA disaster exposure (71/100).

The peak-phase market in 97520 posted values that rose 3.7% over the year, and 1% higher over three years, at 21/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 10.8%. The demographic-stress sub-score lands at 43/100. Around 49% of renters are cost-burdened. Around 61% of adults hold a bachelor's degree or higher. The poverty rate is 14.3%. Population is roughly 26,983 with a median age of 48. There are about 13,925 housing units across 97520. A median home runs $580,400 here, or 8.0 times local income. Median household income is $71,485, near the U.S. median near $78,000. Owners hold 57% of homes, renters 43%.

Overall, 97520 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 97520 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 97520 read uses the identical public-record model applied coast to coast, which means its 30/100 score means exactly what it means anywhere else, and 97520 stays directly comparable to neighboring ZIPs and the rest of Jackson County, Oregon. Nothing here is interpolated — where a source is thin for 97520, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 30/100 for 97520 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 97520 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.