ZIP 97520 Property Distress & Foreclosure Data

In Jackson County, Oregon, ZIP 97520 scores 28 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (62/100), institutional ownership (48/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (18/100) stay muted. On the structural side it scores 62/100, with 5/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (74/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 1% higher over three years (phase confidence 26/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 10.8%. On demographic stress specifically, 97520 scores 43/100. Around 49% of renters are cost-burdened. About 61% have a four-year degree. Roughly 14.3% live below the poverty line. 26,983 residents call 97520 home, typically aged 48. The ZIP holds roughly 13,925 housing units. A median home runs $580,400 here, or 8.0 times local income. Households earn a median $71,485 — near the roughly $78,000 national figure. The tenure split is 57% owner-occupied to 43% rented.

Overall, 97520 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

28/100
Composite stress
62/100
Structural risk
5/100
Distress activity

Distress signal breakdown — ZIP 97520

Foreclosure activity0
Mortgage stress18
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Jackson County

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