ZIP 97504 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 97504 (Jackson County, Oregon) returns a moderate composite of 30/100. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (74/100), FEMA disaster exposure (71/100). Structural risk reads 66/100 against active distress of 5/100. The most distinctive pressure shows up in structural risk (66/100), institutional ownership (55/100), construction/permit lag (35/100). On the quiet end sit construction/permit lag (35/100) and mortgage stress (18/100).

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 3% higher over three years (phase confidence 21/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 47% of renters are cost-burdened. Vacancy runs 4.8%. 10.2% of residents fall below the poverty threshold. About 38% have a four-year degree. Households earn a median $81,233 — near the roughly $78,000 national figure. There are about 21,611 housing units across 97504. A median home runs $468,900 here, or 5.5 times local income. On demographic stress specifically, 97504 scores 37/100. The tenure split is 62% owner-occupied to 38% rented. Population is roughly 50,471 with a median age of 42.

Overall, 97504 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 97504 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 97504 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Jackson County, Oregon and the nation. 97504 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 97504 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 30/100 roll-up. Treat 97504 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.