ZIP 97730 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 97730 (Jefferson County, Oregon) returns a low composite of 18/100. Latent structural risk is 37/100 while live distress already moving reads 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (97/100). Its standout signals are institutional ownership (52/100), structural risk (37/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (18/100) stay muted.

The market reads neutral — home values rose 0.5% year on year (phase confidence 7/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 298 people live here, median age 62. Around 11% of renters are cost-burdened. Vacancy runs 73.4%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 76% owner-occupied to 24% rented. 3.7% of residents fall below the poverty threshold. There are about 490 housing units across 97730. The typical home is worth about $659,100 (6.9× income). Around 64% of adults hold a bachelor's degree or higher. On demographic stress specifically, 97730 scores 37/100. Households earn a median $90,000 — above the roughly $78,000 national figure.

On the whole, 97730 leans distressed, with opportunity clustered in specific stressed parcels. While 97730 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 97730 runs hot or quiet, its 18/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97730 can be compared directly against any other ZIP in Jefferson County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 97730 shows blanks, not estimates, wherever the record is sparse.

The 18/100 figure for 97730 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 97730 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.