Jefferson County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, OR distress report, 2026: 8 ZIPs scored in Jefferson, OR, Jefferson, OR average 20/100; the top Jefferson, OR ZIP is 97759 at 24/100; Jefferson, OR market phase neutral, Jefferson, OR prices +0.5% year over year.
- Jefferson, OR ranks #880 nationally (opportunity index); Jefferson, OR #6 in Oregon; Jefferson, OR index 31.7.
- Jefferson, OR: no CFPB county sample; Jefferson, OR metro area reading 0.3%.
- Jefferson, OR ZIP phases: 6 neutral, 1 contraction, 1 peak.
- Jefferson, OR residential listings tracked: 10 across 4 ZIPs; Jefferson, OR candidate listings 3.
- Jefferson, OR lenders on watch: 1; largest Jefferson, OR footprint Columbia Bank (1 branch).
- Jefferson, OR most distressed ZIP: 97759 at 24/100.
Jefferson, OR figures: DLRadar distress index; Jefferson, OR inputs: CFPB, FHFA, HUD, FDIC; Jefferson, OR rebuilt as sources refresh.
| Rank | Jefferson, OR ZIP | Score |
|---|---|---|
| 1 | 97759 | 24/100 |
| 2 | 97760 | 22/100 |
| 3 | 97754 | 21/100 |
| 4 | 97761 | 21/100 |
| 5 | 97741 | 18/100 |
| 6 | 97711 | 17/100 |
| 7 | 97730 | 17/100 |
| 8 | 97734 | 17/100 |
Most distressed Jefferson, OR ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, OR
No CFPB county sample covers Jefferson, OR; the metro area reading for Jefferson, OR (Bend, OR): 0.3% ninety-plus; Jefferson, OR area thirty-to-eighty-nine 1.1% (December 2025, Jefferson, OR); Oregon overall 0.6%.
Opportunity index: Jefferson, OR
Jefferson, OR index 31.7, Jefferson, OR phase watchlist; Jefferson, OR primary driver vacancy, Jefferson, OR second driver bank institutional. Jefferson, OR components: property stress 27.0, foreclosure pressure 30.8, listing discounts 33.1, bank stress 50.9, insurance 0.0; Jefferson, OR pulse 33.9; Jefferson, OR capital opportunity 28.5; Jefferson, OR seven-day change -0.6%.
ZIP market phases inside Jefferson, OR
8 Jefferson, OR ZIPs carry a price-cycle phase; Jefferson, OR ZIPs by phase (Jefferson, OR), deepest drawdown first: contraction, -0.4% YoY, 1.1% off peak (Jefferson, OR): 97759; neutral, +0.5% YoY, 0.4% off peak (Jefferson, OR): 97711, 97730, 97734, 97760; neutral, +0.6% YoY, 0.4% off peak (Jefferson, OR): 97754, 97741; peak, +0.9% YoY, 0.1% off peak (Jefferson, OR): 97761.
Residential listings by Jefferson, OR ZIP
Jefferson, OR ZIPs with the most tracked Jefferson, OR residential listings: 97734 7 listings, 3 candidates, bank pressure 61; 97741 3 listings, 0 candidates, bank pressure 64; 97711 0 listings, 0 candidates, bank pressure 61; 97730 0 listings, 0 candidates, bank pressure 61 (Jefferson, OR). Jefferson, OR totals: 10 listings; Jefferson, OR candidates 3; active ZIPs 0.
Lenders with branches in Jefferson, OR
Jefferson, OR lenders by branch count: Columbia Bank (Jefferson, OR): stress 58, 1 branch low in Jefferson, OR.
Vacancy and permits, Jefferson, OR
1,788 of 10,602 Jefferson, OR housing units are vacant; Jefferson, OR permits, twelve months: 18 multifamily units in Jefferson, OR, 119 one-to-four unit units.
Work Jefferson, OR at the parcel level
Every Jefferson, OR parcel carries owner and address; every Jefferson, OR parcel carries APN; Jefferson, OR distress scores sit on the Jefferson, OR live board.
Jefferson, OR figures refresh with each source.
Jefferson, OR questions
Most distressed ZIP code in Jefferson County, OR?
ZIP 97759 leads Jefferson, OR at 24/100; next in Jefferson, OR: 97760 at 22/100; the Jefferson, OR average is 20/100.
Where does Jefferson County, OR rank for investment opportunity?
Jefferson, OR is #880 among all ranked counties, #6 in Oregon; the Jefferson, OR driver is vacancy; Jefferson, OR moved up 475 places.
How many mortgages are delinquent in Jefferson County, OR?
Jefferson, OR takes the metro area reading of 0.3% for December 2025; no CFPB county sample covers Jefferson, OR.
Which banks lend in Jefferson County, OR?
1 watched lenders hold Jefferson, OR branches; the largest Jefferson, OR footprints are Columbia Bank (1).
More on Jefferson, OR
Jefferson County, OR distress report: public-record figures for Jefferson, OR; not legal advice for Jefferson, OR; not tax or investment advice; verify every Jefferson, OR record before acting.