Jefferson County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Oregon? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 97759 at 23/100.
- 8 ZIP codes tracked in Jefferson County, averaging 19/100 distress.
- Jefferson County reads neutral — home values up 0.5% year over year, 0.4% off peak.
- Vacancy runs 29.2% across Jefferson County's tracked ZIPs, with a 9.2% poverty rate.
- The typical Jefferson County home is worth about $469,857 against a ~$78,442 median income.
- Lending headwind in Jefferson County sits at 46/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 97759 | 23/100 |
| 2 | 97760 | 23/100 |
| 3 | 97761 | 21/100 |
| 4 | 97711 | 18/100 |
| 5 | 97730 | 18/100 |
| 6 | 97734 | 18/100 |
| 7 | 97741 | 18/100 |
| 8 | 97754 | 15/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
Jefferson County's placement in the national index rests on public filings — a 19/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Jefferson County market phase and pricing
Phase for Jefferson County: neutral (+0.5% YoY, 0.4% off peak). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Jefferson County
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Questions and answers
What is the hardest-hit ZIP in Jefferson County?
ZIP 97759 leads Jefferson County at 23/100, recomputed monthly from public records.
What market phase is Jefferson County in?
Jefferson County currently sits in neutral, with values up 0.5% year on year, based on FHFA price-index trajectory.
What is this Jefferson County analysis built from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 8 Jefferson County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Jefferson County ZIP codes?
Averaging the county conceals how uneven it is. Across the Jefferson County ZIPs DLRadar ranks, scores run from 23/100 in 97759 down to 15/100 in 97754, against a Jefferson County average of 19/100. A spread of 8 points means Jefferson County has to be worked ZIP by ZIP.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $469,857 of value against a median household income near $78,442. Vacancy across Jefferson County's tracked ZIPs runs 29.2% and the poverty rate is 9.2%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Jefferson County's foreclosure and tax-lien record and its 46/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.