Jefferson County, OR: Home-Insurance Distress & Forced-Sale Pressure
Jefferson County, OR: 47/100 (elevated) home-insurance distress; Jefferson, OR band MEDIUM; Jefferson, OR #1,163 of 3,222 counties; Jefferson, OR #19 of 36 in Oregon; raw Jefferson, OR 55.6; Jefferson, OR coverage multiplier 0.85.
FEMA hazard, Jefferson, OR: 93/100; Jefferson, OR declarations, three years: 10; Jefferson, OR perils: 10 fire; Jefferson, OR five-year count 6 (severity 11.0); Jefferson, OR ten-year 6; hazard-weighted, Jefferson, OR: 20.0.
Declared incidents on the Jefferson, OR record: 2026 Fire 4; 2025 Fire 4 (Jefferson, OR); 2024 Fire 2 (Jefferson, OR).
NFIP claims, Jefferson, OR, three years: none; Jefferson, OR claim-stress 0/100.
Jefferson, OR monthly score rose, 40 (March 2026) to 47 (October 2026); Jefferson, OR by month: March 40, April 40, May 44, June 44 (Jefferson, OR), July 44, August 48, September 48, October 47.
Jefferson, OR components: climate 92; Jefferson, OR retreat index 47; Jefferson, OR climate multiplier 0.85.
Construction distress, Jefferson, OR: 30/100 as of August 2026 (Jefferson, OR: 27/100 one-to-four unit, 35/100 multifamily).
Jefferson, OR ZIPs, June 2026 (Jefferson, OR, 8 highest): score 0 (Jefferson, OR), climate 71 (Jefferson, OR): 97759; score 0 (Jefferson, OR), climate 58 (Jefferson, OR): 97760; score 0 (Jefferson, OR), climate 55 (Jefferson, OR): 97761; score 0 (Jefferson, OR), climate 35 (Jefferson, OR): 97741; score 0 (Jefferson, OR), climate 34 (Jefferson, OR): 97754; score 0 (Jefferson, OR), climate 33 (Jefferson, OR): 97711, 97730, 97734.
DLRadar rescores Jefferson, OR monthly; Jefferson, OR readings join Jefferson, OR foreclosure, lien and ownership parcels (Jefferson, OR), so cost-squeezed Jefferson, OR owners surface before listing.
Inside Oregon, Jefferson County ranks 19th of 36 counties for home-insurance distress at 47/100; Grant County (47/100) sits just above Jefferson County, and Wasco County (47/100) sits just below Jefferson County.
Deterministic. Every Jefferson County, OR signal traces to a public Jefferson dataset (FEMA, NFIP, Census for Jefferson, OR) · how insurance distress works in Jefferson, OR · methodology
FAQ: Jefferson County, OR insurance distress
What is the Jefferson County, OR home-insurance-distress score?
Jefferson, OR: 47/100 (MEDIUM), #1,163 of 3,222, #19 in Oregon. FEMA hazard, Jefferson, OR: 93/100; NFIP stress, Jefferson, OR: 0/100; construction, Jefferson, OR: 30/100; Jefferson, OR rescores monthly.
Is Jefferson County insurance distress getting better or worse (OR)?
Jefferson, OR: 40 in March 2026; Jefferson, OR: 47 in October 2026 (worse); Jefferson, OR climate component 92.
Which Jefferson County ZIP codes carry the most insurance distress (OR)?
Jefferson, OR, June 2026: 97759 at 0, 97760 at 0, 97761 at 0, 97741 at 0; Jefferson, OR climate scores there: 71, 58, 55, 35.
Why does Jefferson, OR insurance distress create sellers?
A Jefferson, OR premium outruns the Jefferson, OR budget; a carrier leaves Jefferson, OR; Jefferson, OR carrying cost passes plan; Jefferson, OR owners sell while current; Jefferson, OR insurance distress leads Jefferson, OR foreclosure data.