ZIP 97040 Property Distress & Foreclosure Data

Composite property distress in 97040 (Wasco County, Oregon) lands at 26/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (81/100), climate & FEMA risk (70/100). The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (55/100), institutional ownership (45/100). mortgage stress (18/100) stay muted. Structural risk reads 55/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 2.0% over the trailing year, and 34% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $498,600 here, or 5.3 times local income. Vacancy runs 23.3%, above the national norm and a classic distress-and-opportunity signal. 1,877 residents call 97040 home, typically aged 37. The tenure split is 73% owner-occupied to 27% rented. Roughly 8.7% live below the poverty line. On demographic stress specifically, 97040 scores 32/100. Households earn a median $77,500 — near the roughly $78,000 national figure. There are about 711 housing units across 97040. About 30% have a four-year degree. Rent burden reaches 9% of tenant households.

Taken together, 97040 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.