ZIP 97031 Foreclosure, Tax-Lien & Distress Report
Hood River County, Oregon · High Value market
Scored purely from public records, 97031 (Hood River County, Oregon) returns a low composite of 22/100. Its standout signals are construction/permit lag (100/100), structural risk (48/100), institutional ownership (29/100). institutional ownership (29/100) and mortgage stress (12/100) stay muted. On the structural side it scores 48/100, with 4/100 of stress already active.
The peak-phase market in 97031 posted values that rose 1.2% over the year, and 9% higher over three years, at 9/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $691,200 here, or 7.1 times local income. 5.8% of residents fall below the poverty threshold. There are about 8,184 housing units across 97031. Rent burden reaches 41% of tenant households. About 19,145 people live here, median age 40. Educational attainment sits at 42% bachelor's-or-above. Owners hold 67% of homes, renters 33%. On demographic stress specifically, 97031 scores 39/100. Vacancy runs 11.0%. At $86,085, median income runs near typical U.S. levels.
Overall, 97031 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 97031 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 97031 can be compared directly against any other ZIP in Hood River County, Oregon or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 97031 shows blanks, not estimates, wherever the record is sparse.
The 22/100 figure for 97031 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 97031 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 97031
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 97031 by the numbers
The live 97031 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Hood River County ZIP codes
Keep exploring Oregon distress
Other reports tied to Hood River County, Oregon — ZIP, county and statewide.
Open the complete 97031 acquisition file
See who owns each distressed property in 97031, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology